Welcome to our credit card comparisons page where you can compare the latest UK credit cards and their offers.

Compare Credit Cards

Card Offer	Intro Transfers	Intro Purchases	Notes	More Details
Virgin Credit Card 16.6%	0% for 16 months [2.98% fee]	0% for 6 months	Earn Virgin reward points as you spend, discounts at Virgin megastores and also various Virgin products	Apply Now
Halifax One 15.9%	0% for 10 months [3% fee]	0% for 10 months	Great introductory offers, choice of card colours, online account management	Apply Now
Sony Credit Card 15.9%	0% for 12 months [3% fee]	0% for 3 months	Earn 3000 free reward points when you first use the card [enough for 2 DVDs or 1 PS2 game], triple points when you buy Sony products with this card.	Apply Now
WWF Credit Card 15.9%	0% for 12 months [3% fee]	0% for 3 months	First time that you use the card MBNA will make a donation to WWF, in additional all further spending will result in WWF receiving a set percentage.	Apply Now
Breakthrough Breast Cancer Credit Card 15.9%	0% for 12 months [3% fee]	0% for 3 months	MBNA will receive a large one off donation when you first use the card and then receive additional donations based on your spend amounts.	Apply Now
Low Rate Card 8.5% FIXED	None	None	Enjoy an attractive fixed rate low APR, free identity theft service and identity alerts from Equifax, choice of various card designs.	Apply Now
MBNA Rewards & American Express 17.9%	0% for 12 months [3% fee]	0% for 3 months	Exclusive VIP and travel services from worldwide partners, earn when you spend and redeem for flights, cash, shopping vouchers and much more, additional benefits to MBNA Rewards as an American Express cardholder	Apply Now
Football Club Cards 15.9%	0% for 12 months [3% fee]	0% for 3 months	Earn rewards that can be redeemed against club merchandise, some clubs offer prize draws and unique money can’t buy offers. Clubs include Man Utd, Arsenal, Chelsea, Liverpool, Newcastle, Spurs, West Ham, Everton, Villa and more!	Apply Now
Classic 34.9%	None	None	For bad credit applicants, those who have been refused elsewhere and applicants seeking to build some credit history. Free identity theft service, choice of great card designs, up to £2,500 credit limit and promise an increase after 4th payment if you pay on time.	Apply Now
Vanquis Credit Card 39.9%	None	None	The Vanquis Visa Card is available to people who have had CCJs (now cleared) or credit problems in the past with a credit limit designed to suit your personal needs.	Apply Now
Virgn Prepaid APR - N/A	N/A	N/A	Pay as you go credit card. Load the credit card with your spending funds only spend what is available. Ideal for kids, bad credit applicants and travelling. Costs £9.95 to buy and 30p for every £10 spent	Apply Now

How To Compare Credit Cards

When you’re looking around for a new credit card, then the best thing you can do is compare credit cards to see which deal best suits your requirements. You could go around collecting leaflets from high street banks or wait for junk mail from credit card companies to drop through the letterbox, but there’s an easier way. Use a comparison site to compare credit cards online.

Most sites have tables listing the credit card provider, the credit card name, the annual percentage rate and other features. They usually include best buy recommendations for various circumstances. This is a good place to start your search and you can usually broaden it by selecting the features that are most important to you.

One of the key issues when you compare credit cards is the annual percentage rate (APR). Credit card companies have different ways of highlighting these. However, they are supposed to provide a standard set of information that will enable you to compare. In many cases, the comparison site will have done the hard work of working out what the true APR is. Another issue to consider is the overall APR, rather than just what you get if there is a preferential deal. Unless you plan to pay off your credit card every month, then the long term rate is a crucial indicator of what your monthly repayments will be.

When you compare credit cards, it’s also useful to look at some of the incentives offered. Some credit cards offer to donate a lump sum or a proportion of your spending to a charity. Others may provide cash back or points rewards or allow you to accumulate air miles. It’s best to think about your lifestyle to decide which reward is most useful. It’s also worth checking to see if there’s an annual fee for the credit card. Some of the cards that offer the best rewards also have the steepest fees. Look out for balance transfer deals too, but be careful of the fees that you might have to pay.

Choosing the best credit cards is a matter of finding the right balance of interest rate and incentive for your lifestyle. That means that the best credit card for me won’t be the same as the best credit card for you. When you compare credit cards online, you stand a good chance of finding a suitable credit card. You can even get one with the logo of your favourite football team!

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