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Post Office Credit Card

Not normally associated with credit cards, the Post Office have decided to enter the personal finance market with a new credit card. Listed below are the main points to take note of.
0% balance transfers for 6 months [No Balance Transfer Fee] 0% on purchases for 6 months Ability to use the credit card as a personal loan Free purchase protection Cash advance rate is 14.9% Typical APR 14.9% variable

A great credit card and one of very few offers remaining that offers no fee balance transfers. If you have a balance to transfer we recommend that you take the free offer before it is withdrawn.

Summary Box for the Post Office Credit Card

Card Type	Mastercard
Introductory Balance Transfers	0% for 6 months
Introductory Purchases	0% for 6 months
Annual Fee	No
Cash Back Scheme	No
Reward Scheme	No
Typical apr variable (purchases)	14.9%
Monthly apr (purchases)	1.167%
Typical apr variable (cash advance)	14.9%
Monthly apr (cash advance)	1.167%
Cash advance fee	2% (min £2)
Minimum Payment	2.25% (min £5)
Max Interest Free Period	59 days
Credit Amount	Maximum £50,000
Charges	- 2% handling charge for credit card cheaques and some balance transfers - Foreign Use 2.65% - Late/Failure to pay charge £25 - Returned payment charge £25 - Over limit charge £25

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