UK Credit Card Guide
This section will list the main credit cards that are available on CreditCards121.com, they will include a short description of the offer with many of the perks listed. There are several articles available that will give you the appropriate information should you be unsure how to compare credit cards, choosing the right credit card and a quick balance transfer guide. These offers are all classed as credit cards, however many consumers sometimes believe that store cards should be listed here too, read our article Credit Card Vs Store Card to find out the differences.
Also listed is the standard interest rate of the card, this is the APR that will apply to the card once the introductory period runs out. There are several articles that may be of use if you are looking for a low apr card which include 'Using APR To Compare Credit Cards' and also 'Understanding APR'.
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Virgin Credit Card
Virgin offer a great credit card which has a fantastic 9 month 0% balance transfer offer and 3 months at 0% on all purchases that you make. There are 5 different card designs to choose from and Virgin reward points to be earned every time that you use the card which can be used in store. There are various other card benefits such as travel accident insurance and purchase protection. Typical apr 15.9% variable
Virgin Credit Card Review |
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Marbles Credit Card
The marbles credit card seems to have been online forever and is still attracting new customers. Why is that? The main reason would seem to be because it is such a good offer. With the marbles credit card there is and introductory offer of 0% on balance transfers for the first 6 months, then the standard apr kicks in. This is only 12.9% variable, which still falls short of the other major credit card offers available here. Then there is the cash back scheme that has kept the card popular, you will earn 0.5% cash back on everything that you spend with the marbles credit card. A great all round deal from marbles! Typical apr 12.9% variable
Marbles Credit Card Review
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General Motors Credit Card
The GM credit card offers some very good introductory rates and with the offer of up to £2500 discount from your next Vauxhall car. The introductory rate of 0% on purchases and balance transfers is fantastic but the rewards don't stop there. Bedsides the discount on a new car they also give a competitive APR of 14.9% and include benefits such as free travel accident insurance and the option of managing your account online. Typical apr 14.9% variable
GM Credit Card Review
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American Express Platinum
If you want the best customer service from the one of the most famous names in the credit card market then look no further than American Express. The benefits seem endless with this card. American Express is currently running a great cash back scheme that will reward you with up to 2% cash back on your purchases. The cash back rates are tiered, meaning that you start at 0.5% cash back and depending on your spending level that may increase to an imressive 2%. Typical 14.9% apr variable
Read the American Express Platinum Review for more information
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Capital One Classic (for poor credit histories)
If you have had problems in the past with credit, you may have been refused or you are unsuccessful when you have applied for previous credit cards then the Capital One credit card may be for you. You are guaranteed acceptance if you can answer yes to the following questions, You are:
1. over 18
2. UK resident able to prove your address and identity
3. Are not listed on any fraud databases
4. Are able to deposit between £49 and £200 for a secured credit card
Typical apr 29.9% variable
Capital One Classic Credit Card review
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