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Marks & Spencer Credit Card

Not so long ago Marks and Spencer did not accept credit cards in their stores, but after some turbulent times, a change of management and direction they now accept credit cards and have even launched their own credit card offer. The M&S brand is more associated with fine food, clothing and other home products but they have a fantastic credit card offer that will be 'even more' attractive to many who shop at this famous UK retailer.

With the Marks and Spencer credit card you can start to save money almost instantly by taking advantage of the 0% balance transfer offer for 6 months.

However, with so many credit cards now offering a 0% balance transfer offer each deal must try and stand out from the rest and appeal to people in different ways. To stand out the Marks and Spencer credit card offers this introductory balance transfer with no balance transfer fee.

Also included in the offer is a reward scheme that will earn you Marks and Spencer reward points every time that you use the card, also you can earn double reward points on any purchases for the first 6 months on all purchases.

There are also some new added benefits included with the M&S credit card including free foreign currency exchange, 0% interest on all furnture purchases instore for 2 years (over £1,000 in value) and also a 10% discount on many M&S holidays.

  • 0% balance transfers for 6 months
  • NO BALANCE TRANSFER CHARGE
  • 15.9% typical APR variable
  • 55 day interest free grace period
  • Commission free foreign exchange (and delivered to your door free, if more than £500 ordered)
  • Commission free buy back
  • 10% discount at M&S Travel Club
  • Earn 1 Marks and Spencer reward points with every £1 spent in store
  • Earn double reward points for 6 months after account opening on all purchases instore
  • Earn 1 point for every £2 at other stores
  • Bonus points redeemable in store (100 points = £1)
  • 5% off all M&S insurance products
  • Payment and Purchase protection also available
M&S Money logo
Marks and Spencer credit card

Marks and Spencer are known for quality items such as the St. Michael food brand and other quality household items but now with the &More credit card they have one of the best credit card offers that are available in the UK. With a 0% balance transfer offer that run for 6 months with no balance transfer charge, &More reward scheme, discounts on holidays and also commission free foreign exchange - a must have for any M&S shopper.

M&S Credit Card - Apply Now

Marks and Spencer &More Credit Card Summary

Card Type Mastercard
Introductory Balance Transfers 0% for 6 months
Introductory Purchases N/A
Annual Fee No
Cash Back Scheme No
Reward Scheme Marks and Spencer Reward Points
Typical apr variable (purchases) 15.9%
Monthly apr (purchases) 1.2408%
Typical apr variable (cash advance) 17.565%
Cash advance fee 1.5% (min £2)
Minimum Payment 3% (min £5)
Max Interest Free Period 55 days
Credit Amount Minimum £500
Charges
  • £15 over limit fee
  • £15 returned cheque
  • £15 unpaid direct debit
  • £15 late payment

Marks & Spencer Credit Card - Apply Now

 

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