Egg Credit Card

Egg are one of the first banks that had a presence online, underwritten by Prudential and launched in 1998. They have become one of the most respected online banks in the UK with the help of some of the best personal finance products in the UK market. They now have over 3 million customers in the UK which is a huge figure when you realise that they only have a presence online, there are no 'bricks and mortar' branches that you could walk into to talk about their financial products.

The Egg credit card consistently offers some of the best deals including a long term introductory 0% balance transfer rate and also 0% purchase rate. These rates are valid to the 1st day of a particular month and are updated every month. With a quirky image and regular cash back and shopping discounts the egg credit card is card that you would be proud to show off.

There is also a very unique offer with Egg, the 0% balance transfer anniversary offer. This extra incentive guarantees that you will have an additional 0% balance transfer period for 5 months one year after your first deal; certainly a great way of trying to keep their card holders happy!

The Egg Credit Card - One of the best online deals for UK credit cards

Summary Box for the Egg Credit Card

Card Type

Visa

Introductory Balance Transfers

0% for up to 9 months

Introductory Purchases

0% for up to 6 months

Annual Fee

Cash Back Scheme

Reward Scheme

Typical apr variable (purchases)

15.9%

Monthly apr (purchases)

1.240%

Typical apr variable (cash advance)

10.9%

Monthly apr (cash advance)

1.597%

Cash advance fee

2% (min £2)

Minimum Payment

2% (min £5)

Max Interest Free Period

45 days

Credit Amount

Minimum £500

Charges

Foreign Use 2.65%
Duplicate Statement £2
Late/Failure to pay charge £20
Returned payment charge £20
Over limit charge £20