Welcome to CreditCards121.com

These subsections are designed to meet the needs of our visitors, many of whom will be seeking the 0% balance transfer options. You should be aware that many of these offers now have a balance transfer fee applied to them, normally in the region of 2% or £50.

Included in the site are many other articles that offer some fantastic tips that we would recommend visitors read before their next credit card application. These would include our quick guide to balance transfers, credit card comparisons and also using APR to compare credit cards. You will find many more in depth article located with the Case Study section of our site, which offer tips not only focusing on credit cards but many other personal finance issues.

If you have been refused credit before, there may have been a credit card or even a personal loan application that has been refused it may be due to your credit score. Understanding how your credit rating process is determined is an important factor if you need to improve your credit score.

Not only are the articles about the comparison of credit cards recommended, within the advice section of the site we discuss the rise of credit card fraud and in particular identity theft and how to avoid it.